Privacy Policy

Introduction

Our mission at easylendingtoday.com ("Easy Lending Today") is to connect you with our marketplace of third party lenders, financial service providers, debt relief providers, aggregators, direct mail marketers, and email marketers ("Service Providers").

To assist us in carrying out our mission, we collect and process certain information you provide us. We work hard to be good stewards of your information. This Privacy Policy is meant to help you understand what information we collect, why we collect it, and how you can update, manage, export, and delete your information.

This Privacy Policy applies to information we collect on the Easy Lending Today website located at www.easylendingtoday.com.

What Information Do We Collect and How?

Anonymous and Aggregated Web Traffic Information.

General traffic, site usage, browser information, length-of-stay information, and location data is collected and stored in log files. This type of information is collected and shared on an anonymous, aggregated basis meaning that we do not connect this information to your name or other personal information.

Personal Information (non-financial). We collect all or some of the following personal information: first and last name, phone number, collected and shared on an anonymous, aggregated basis meaning that we do not connect this information to your name or other personal information. Personal Information (non-financial). We collect all or some of the following personal information: first and last name, phone number, email address, cell phone number, date of birth, age, military affiliation, educational background, mailing address, employer, work phone number, driver's license, social security number, and zip code in the following contexts: Requests for Service: To start the process of getting connected with a Service Provider, we collect the above personal information on the Loan Request form on our home page. Other Requests: We collect information volunteered by users, including from requests via the Contact Us Form on our website. We also may collect email addresses of those who communicate with us via email.

Financial Information.

When you request service through our Loan Request form, we also collect your bank name, bank account type, bank account number, bank routing number, months at your bank, pay dates, loan request amount, loan purpose, monthly income, pay period, primary source of income, the total amount of your debt and the type of debt (i.e. credit card debt, personal loan debt), information about your estimated credit score, income source and amount, employment information, and information about asset ownership.

Categories of Sources

We collect information from the following categories of sources:

Directly from you. For example, when you complete online forms or use our website to utilize our services.

Third Parties. For example, when we receive data from an affiliate, aggregator, publisher, marketer, lead generator, referring website or advertising campaign.

We may combine personal information we collect from you with other information about you that we receive from third party sources. Service Providers that purchase your information may also supplement your personal information with other information about you that they obtained from other sources.

What We Do with the Information We Collect

We use anonymous and aggregated information to operate, develop and improve our services.

We process your personal information for the legitimate interest of connecting you with a Service Provider. We may use your financial information for the purpose of connecting you with a Service Provider. By submitting your contact information to us, you are expressly consenting to be contacted by us or by one or more Service Providers by telephone, email or postal mail. Your information may be going to an aggregator or marketer and not a lender, financial service provider, or debt relief provider. Your information can be sold multiple times leading to multiple offers from lenders, financial service providers, debt relief providers, aggregators, and other marketers. In addition, we may share some or all of your information with third party marketers and list managers with whom we have a business relationship, and these third party marketers and list managers may use your personal information to communicate with you about other marketing or business offers via telephone, email, direct mail, text message (std. text message rates may apply), or other channels.

We may also use or disclose your information where we conclude that we are required by law or have a good faith belief that access, preservation or disclosure of such information is reasonably necessary to protect the rights, property or safety of Easy Lending Today, its users or the public.

Processing your information for the purposes described is necessary for us to do what we do and it's in both of our interests. When we use your information based on our legitimate interests, we conduct a balancing test based on the legitimate interest, necessity of processing your information, and how such processing impacts you.

If you have any questions or concerns with us processing your information for this legitimate interest, please contact us.

We'll ask for your consent before using your information for a purpose that extends beyond what you may reasonably expect from a company offering referrals to a marketplace of lenders, financial service providers, or debt relief providers and that has a more significant privacy impact.

Easy Lending Today works with trusted vendors in the following categories to help fulfill our mission and process your information for the purposes described: call center services, delivering email, and storing data. We will only provide those companies the information they need to deliver the service, and they are contractually prohibited from using that information for any other purpose.

As we continue to develop our business, we may buy or sell businesses or assets. In such transactions, confidential customer information generally is one of the transferred business assets. In the event of a transaction involving the sale of some or all of Easy Lending Today's businesses, customer and site visitor information may be one of the transferred assets and may be disclosed in connection with negotiations relating to a proposed transaction. In such case, the transferred information may become subject to a different privacy policy.

Third Party Advertisers

In order to provide services free of charge, we may display advertisements. By accessing or using this Website, you expressly agree to receive these advertisements. These advertisers may use their own tracking technologies, including cookies, to collect information about you and other users of this website who view or interact with their advertisements. Please be advised that when you click on an advertiser's advertisement on our website, you may be redirected to a different website operated by that advertiser or that advertiser's marketing partner. The information practices of those third party websites are not covered by this policy. You should review the privacy statements and terms of use of all third party websites you access.

What Are Cookies and How Do We Use Them?

As part of offering and providing customizable and personalized services, we use cookies and other online tracking technologies to store and sometimes track information about you to: Provide you with personalized content based on your use of our websites Enable you to more easily use our websites by remembering and using contact information and form information Evaluate, monitor and analyze the use of our websites and their traffic patterns to help improve our websites and services.

The types of technologies we use include: Cookies, log files, web beacons, tags, pixels, and Session Replay Technology, including third party tools such as Jornaya's LeadiD and ActiveProspect's TrustedForm.

Choices You Have Regarding Your Information

You have the right to have your personal information corrected and/or erased. You may contact us to request access to, correct, or delete any personal information that you have provided to us. Please note, we may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect. You may have heard about Do Not Track (DNT), which is a privacy preference that users can set in their web browsers. Our website does not support DNT codes.

How We Protect Your Information

We have appropriate security measures in place to prevent personal information from being accidentally lost or used or accessed in an unauthorized way. We limit access to your personal information to those employees and Service Providers who have a genuine business need to know it to provide you with lending, financial services, debt relief services, or other marketing offers. Those processing your information will do so only in an authorized manner and are subject to a duty of confidentiality. Our online forms use encryption technology for personal and financial information. We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable regulator of a suspected data security breach where we are legally required to do so.

How Long We Keep Your Information

We keep your information only so long as we need it to provide the service you've requested and to fulfill the purposes described in this policy. Because people who purchase or download resources from Easy Lending Today are often interested in other solutions and resources, we keep your information on file to enable you to receive such resources. If you subscribe to our mailing list, we keep your contact information on file until you instruct us to remove it. If you unsubscribe from an email list or opt-out of email communications, we keep your email address on our opt-out list.

Children's Online Privacy Protection Act Compliance

This website is not intended for use by individuals under the age of 18. We are in compliance with the requirements of the Children's Online Privacy Protection Act (COPPA) and we do not knowingly collect any information from anyone under 13 years of age. Our website and services are directed to people who are at least 18 years of age and older. When notified of a user who is not over the age of 18, we will take immediate remedial measures to remove that individual from our user database.

For Our Friends in CA

This Privacy Notice for California Residents supplements the information contained in above in our general privacy policy and applies solely to all visitors, users, and others who reside in the State of California.

The California Consumer Privacy Act (CCPA) grants State of California residents rights to know what personal information is being collected, know whether personal information is sold or disclosed and to whom, say no to the sale of personal information, access personal information, have personal information deleted, and receive equal service and price even if privacy rights are exercised.

We collect identifiers, California customer record information, characteristics of protected classifications, internet activity data, professional or employment information, non-public education information, and inferences drawn from personal information, as described in the policy text you provided.

To request this information or deletion, a California resident may mail Linkinon Inc, 447 Broadway, 2nd Floor Suite, #1688, New York 10013 or contact us through the contact us section on our website. Opt-out requests may be submitted via the Do Not Sell My Personal Information page.

Other State Privacy Rights

"Shine the Light" law (Civil Code Section 1798.83) permits California residents to request certain information regarding disclosure of personal information to third parties for their direct marketing purposes.

Nevada law (SB 220) permits customers in Nevada to opt-out of the sale of certain kinds of personal information. Nevada residents may send a request by contacting us through the Contact Us Form on our website and should state that they are Nevada residents.

How We Make Changes to This Policy

We may change this policy from time to time and if we do, we'll post any changes on this page. If you continue to use our website after those changes are in effect, you agree to the new policy. If the changes are significant, we may provide a more prominent notice or get your consent, as required by law.

Push Notifications

With your consent, we may send push notifications or alerts to your web browser or your mobile device. These notifications may include marketing messages from us or from third parties. You can deactivate these messages at any time by changing the notification settings on your mobile device or browser.

How To Contact Us

If you have any questions about this policy or need to contact the Company to exercise your privacy rights, please contact Linkinon Inc's Privacy Officer at: contact us or by mail at Linkinon Inc, 447 Broadway, 2nd Floor Suite, #1688, New York 10013.